Corporate Risk Management & Insurance

A component of any risk management plan may include an insurance product that transfers the risk of loss to an insurance company, and as an insurance agency, the partnerships we have with our carriers is essential. We have long term and valued relationships with the top rated insurance carriers in the nation and we understand and keep abreast of the changes within the insurance markets.

However, a risk management plan that relies solely on insurance may not hold up during periods of loss. Risk financing and control are essential to any risk management plan. Cohen-Seltzer is adept at helping you with your risk management plan - from contract review to managing high deductible or self-insured plans. Your risk management plan is essential because what happens after a loss event will have a huge impact on the future viability of your company.

When a loss does occurs our internal claims department monitors and directs the carrier's adjustment of the claim, providing a high level of client advocacy.

Personal Risk Management & Insurance

A good personal risk management plan starts with obtaining an understanding of the exposure to loss based upon the unique circumstances or each individual or family. Our personal risk management plans help you to better understand all your risks, manage insurance costs, and significantly reduce the chances of major financial losses at the time of a claim.

We utilize the best personal insuance carriers in the country and have a comprehensive understanding of the dirrerences in their coverage offerings, pricing and other features. We obtain competitive quotes and provide a detailed comparison of coverage tersm, pricing, options and recommendations for you to consider.

We deliver personalized professional service on an ongoing basis to our clients. Claims are reported to and overseen by our in-house claims department. We make sure your personal insurance plan evolves as your personal situations change.